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Is Budget Flow Safe?

Budget Flow privacy label · by Fabian Hasse · checked November 2026

  • Nothing linked to you
  • Recently updated
App Privacy label Developer-reported · checked November 1, 2026
Used to track you
0types

None declared

Linked to you
0types

None declared

Not linked to you
3types
Short answer

On the label it is low-risk: Budget Flow collects some data but says none of it is linked to you or used for tracking. None of it falls in Apple's most sensitive categories (health, financial, location, contacts or your own content). In total the label lists 3 data types; 33% of budget planners we checked declare tracking.

At a glance

Budget Flow privacy in one look

Data exposure on the label
Not linked to you
  1. 1
  2. 2
  3. 3
  4. 4

Built only from the developer's App Store label. It describes disclosure, not tested behaviour.

Verdict from the label
Not linked to you

Budget Flow collects some data but says none of it is linked to your identity, and none is used for tracking.

Try it

Did Budget Flow ask for something?

Pick the permission prompt you saw. We compare it with what Budget Flow's developer declared.

It asked me for access to…
Tap a prompt to compare it with the label.
Not on the label

Location is not on Budget Flow's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Not on the label

User Content is not on Budget Flow's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Not on the label

Contacts is not on Budget Flow's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Not declared on the label

Budget Flow declares no tracking, so a tracking prompt would contradict its label. Decline it, and consider reporting the mismatch to Apple.

Not on the label

Health & Fitness is not on Budget Flow's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

A permission is what the app can reach on your iPhone; the label is what the developer says leaves it. They answer different questions.

Line by line

What Budget Flow collects, explained

Data typeWhat it coversWhere to limit it
PurchasesNot linked to you What you have bought or tend to buy. Review in-app marketing settings; subscriptions are listed in Settings › [your name] › Subscriptions.
IdentifiersNot linked to you An account ID, screen name, customer number or a device-level ID such as the advertising identifier. Settings › Privacy & Security › Tracking: turn off Allow Apps to Request to Track, or tap Ask App Not to Track when prompted.
DiagnosticsNot linked to you Crash logs, launch times, hang rates and energy use. Settings › Privacy & Security › Analytics & Improvements › Share With App Developers controls what Apple passes on; the app's own crash reporting is separate.
Reading the label

What Budget Flow's label means for you

Budget Flow's label has 3 types under “Data Not Linked to You”. A data type can appear in more than one section when it is used for different purposes — for example, identifiers used for both analytics and advertising.

Every type on Budget Flow's label is in the “not linked” section, so the developer says the data is stripped of anything that identifies you before it is used. That is typical of anonymous analytics and crash reporting. Not linked is still collected: the data leaves your phone.

None of the data types fall into the categories most people consider sensitive: health, financial information, precise location, contacts, browsing history or the content you create.

Budget planners often connect to bank accounts through an aggregator, which can see your transactions. Check whether bank linking is optional and which aggregator is used; manual entry keeps more data off the server.

Among the 178 budget planners in our snapshot with a label, 33% declare tracking, 57% collect data linked to you and 24% say they collect nothing. Budget Flow lists 3 data types, about the same as the average of 3.1 for this group.

Finance apps need identity and financial data to function. Expect Contact Info and Financial Info; compare apps on tracking and third-party advertising instead.

On your iPhone

Settings to check for Budget Flow

  1. 1

    Tracking

    Settings › Privacy & Security › Tracking. If “Allow Apps to Request to Track” is off, apps cannot ask, and they are told to treat you as having declined. You can also turn it off for this app alone.

  2. 2

    Lock the app

    On iOS 18 and later, touch and hold the icon and choose Require Face ID. Anyone who picks up your unlocked phone then needs your face, fingerprint or passcode to open it.

  3. 3

    Notifications

    Settings › Notifications › Budget Flow › Show Previews: When Unlocked keeps message and account details off the Lock Screen.

Cross-app tracking

Does Budget Flow track you?

No tracking declared

There is no “Data Used to Track You” section on Budget Flow's label.

Does Budget Flow track you? Full answer and how to stop it →

iOS 18 and later

Lock Budget Flow behind Face ID

  1. Find Budget Flow on your Home Screen or in App Library.
  2. Touch and hold the icon until the quick-actions menu opens.
  3. Tap Require Face ID (or Require Touch ID / Require Passcode, depending on your iPhone).
  4. Tap Require Face ID again to confirm. Budget Flow now asks for authentication every time it opens.

The lock is an iPhone feature, so it works whether or not Budget Flow has a passcode of its own. It does not change what the app sends to its developer.

Lock or hide Budget Flow: step-by-step guide →

From the App Store record

About Budget Flow

DeveloperFabian Hasse
App Store categoryFinance (also Productivity)
Latest version4.0.1, released October 2026
First releasedJune 2023
RequiresiOS 16.0 or later
Size215 MB
Age rating4+
Languages32 (AR, BS, CA, HR, CS, DA, NL, EN…)
Bundle IDcom.fabian.hasse.haushaltsbuch

The current version shipped in October 2026, so the app is actively maintained and its label is likely current. Labels are updated by developers when practices change.

Read with care

What the label cannot tell you

  • A label is self-reported. Apple publishes the developer's answers and can reject apps that misrepresent them, but it does not independently verify what Budget Flow sends.
  • It does not say where data is stored, how long it is kept, whether it is encrypted, or which companies receive it. The privacy policy covers those points.
  • Optional data counts: if a feature lets you add something (a profile photo, a phone number), the type is listed even if you never use the feature.
  • Data handled only on your iPhone is not 'collected', so a no-collection label is compatible with an app that reads your files locally.
  • Third-party sign-in, payment processors and SDKs are supposed to be included, but a label can lag behind a new version.

The question to ask Budget Flow's developer: Who else sees my transactions besides the app?

How it compares

Budget Flow vs similar budget planners

Data types listed on each App Store privacy label
Tracks youLinked to youNot linkedCollects nothing

Fewer types is not automatically safer: a cloud backup app has to collect your files to work. Compare like with like.

Checking another app?

Look up any of our apps in seconds, or put two labels side by side.

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All budget planners → Who tracks you? A–Z → Apps that collect purchases → Privacy label decoder →

Do it now

Your Budget Flow privacy checklist

Tick what you have done
Tick each step as you do it on your iPhone.

Done. You have applied every control the label points to.

Quick quiz

True or false?

  1. Q1Budget Flow's privacy label says it uses data to track you.
    Right.
    Not quite.

    False: there is no Data Used to Track You section on Budget Flow's label.

  2. Q2Apple tests every app to confirm its privacy label is accurate.
    Right.
    Not quite.

    Labels are self-reported by developers. Apple can reject or remove apps that misrepresent practices, but it does not audit each label.

  3. Q3Budget Flow collects Purchases.
    Right.
    Not quite.

    True: Purchases appears on its label, in the Not Linked to You section.

  4. Q4Data “Not Linked to You” is never sent off your iPhone.
    Right.
    Not quite.

    It is collected and sent; the developer says it is de-identified rather than tied to your account or device.

  5. Q5Tapping “Ask App Not to Track” can stop an app from working.
    Right.
    Not quite.

    Apple's rules require apps to work the same whether or not you allow tracking.

Questions people ask

Budget Flow privacy FAQ

Is Budget Flow safe to use?
Based on its App Store privacy label, budget Flow collects some data but says none of it is linked to your identity, and none is used for tracking. Whether that is acceptable depends on what you will store in it. The label is developer-reported, not an independent security test.
Does Budget Flow track you?
No. Budget Flow's label has no Data Used to Track You section.
What data does Budget Flow collect?
Purchases, identifiers and diagnostics. None of it is linked to your identity.
Who makes Budget Flow?
Fabian Hasse, according to the App Store. It was first released in June 2023 and the current version is 4.0.1.
Can I lock Budget Flow with Face ID?
On iOS 18 or later, touch and hold Budget Flow's icon and choose Require Face ID (or Touch ID / Passcode). This is an iPhone feature and works for most downloaded apps, whether or not the app has its own lock.
How does Budget Flow compare with other budget planners?
Across 178 budget planners with labels in our snapshot, 33% declare tracking and 24% say they collect no data. Budget Flow lists 3 data types against an average of 3.1.
Who else sees my transactions besides the app?
The privacy label cannot answer that. Look for it in Budget Flow's privacy policy or support pages, linked from the App Store listing. Check whether bank linking is optional and which aggregator is used; manual entry keeps more data off the server.
How do I delete my data from Budget Flow?
Apps that let you create an account must also let you start account deletion from inside the app (an App Store rule since June 2022). Deleting the app from your iPhone alone does not delete data already sent to the developer.
Facts on this page come from Budget Flow on the App Store, as reported by the developer. Checked 2026-11-01. How we collect data · Report a correction