Skip to content
StateMaps

Is Expense & Subscription Tracker Safe?

Expense & Subscription Tracker privacy label · by CREAM SOFTWARE RAFAL PLATEK · checked November 2026

  • Nothing linked to you
  • Recently updated
App Privacy label Developer-reported · checked November 1, 2026
Used to track you
0types

None declared

Linked to you
0types

None declared

Not linked to you
1type
Short answer

On the label it is low-risk: Expense & Subscription Tracker collects some data but says none of it is linked to you or used for tracking. None of it falls in Apple's most sensitive categories (health, financial, location, contacts or your own content). In total the label lists 1 data type; 25% of expense trackers we checked declare tracking.

At a glance

Expense & Subscription Tracker privacy in one look

Data exposure on the label
Not linked to you
  1. 1
  2. 2
  3. 3
  4. 4

Built only from the developer's App Store label. It describes disclosure, not tested behaviour.

Verdict from the label
Not linked to you

Expense & Subscription Tracker collects some data but says none of it is linked to your identity, and none is used for tracking.

Try it

Did Expense & Subscription Tracker ask for something?

Pick the permission prompt you saw. We compare it with what Expense & Subscription Tracker's developer declared.

It asked me for access to…
Tap a prompt to compare it with the label.
Not on the label

Location is not on Expense & Subscription Tracker's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Not on the label

User Content is not on Expense & Subscription Tracker's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Not on the label

Contacts is not on Expense & Subscription Tracker's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Not declared on the label

Expense & Subscription Tracker declares no tracking, so a tracking prompt would contradict its label. Decline it, and consider reporting the mismatch to Apple.

Not on the label

Health & Fitness is not on Expense & Subscription Tracker's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

A permission is what the app can reach on your iPhone; the label is what the developer says leaves it. They answer different questions.

Line by line

What Expense & Subscription Tracker collects, explained

Data typeWhat it coversWhere to limit it
Contact InfoNot linked to you Your name, email address, phone number or postal address. Use Sign in with Apple with Hide My Email where offered, and check the app's account and marketing preferences.
Reading the label

What Expense & Subscription Tracker's label means for you

Expense & Subscription Tracker's label has 1 type under “Data Not Linked to You”. A data type can appear in more than one section when it is used for different purposes — for example, identifiers used for both analytics and advertising.

Every type on Expense & Subscription Tracker's label is in the “not linked” section, so the developer says the data is stripped of anything that identifies you before it is used. That is typical of anonymous analytics and crash reporting. Not linked is still collected: the data leaves your phone.

None of the data types fall into the categories most people consider sensitive: health, financial information, precise location, contacts, browsing history or the content you create.

Expense trackers record what you spend and where. Receipt scanning can upload images containing card digits and addresses. Check whether receipts are stored on the server and whether bank linking is optional.

Among the 139 expense trackers in our snapshot with a label, 25% declare tracking, 46% collect data linked to you and 32% say they collect nothing. Expense & Subscription Tracker lists 1 data type, fewer than the average of 2.6 for this group.

Finance apps need identity and financial data to function. Expect Contact Info and Financial Info; compare apps on tracking and third-party advertising instead.

On your iPhone

Settings to check for Expense & Subscription Tracker

  1. 1

    Sign-in

    When creating an account, Sign in with Apple can give the app a relay address from Hide My Email instead of your real one.

  2. 2

    Lock the app

    On iOS 18 and later, touch and hold the icon and choose Require Face ID. Anyone who picks up your unlocked phone then needs your face, fingerprint or passcode to open it.

  3. 3

    Notifications

    Settings › Notifications › Expense & Subscription Tracker › Show Previews: When Unlocked keeps message and account details off the Lock Screen.

Cross-app tracking

Does Expense & Subscription Tracker track you?

No tracking declared

There is no “Data Used to Track You” section on Expense & Subscription Tracker's label.

Does Expense & Subscription Tracker track you? Full answer and how to stop it →

iOS 18 and later

Lock Expense & Subscription Tracker behind Face ID

  1. Find Expense & Subscription Tracker on your Home Screen or in App Library.
  2. Touch and hold the icon until the quick-actions menu opens.
  3. Tap Require Face ID (or Require Touch ID / Require Passcode, depending on your iPhone).
  4. Tap Require Face ID again to confirm. Expense & Subscription Tracker now asks for authentication every time it opens.

The lock is an iPhone feature, so it works whether or not Expense & Subscription Tracker has a passcode of its own. It does not change what the app sends to its developer.

Lock or hide Expense & Subscription Tracker: step-by-step guide →

From the App Store record

About Expense & Subscription Tracker

DeveloperCREAM SOFTWARE RAFAL PLATEK
App Store categoryFinance (also Productivity)
Latest version3.0.6, released October 2026
First releasedJanuary 2017
RequiresiOS 15.0 or later
Size47 MB
Age rating4+
Languages19 (AR, HR, CS, NL, EN, FR, DE, EL…)
Bundle IDcom.creamsoft.whereismymoney

The current version shipped in October 2026, so the app is actively maintained and its label is likely current. Labels are updated by developers when practices change.

Read with care

What the label cannot tell you

  • A label is self-reported. Apple publishes the developer's answers and can reject apps that misrepresent them, but it does not independently verify what Expense & Subscription Tracker sends.
  • It does not say where data is stored, how long it is kept, whether it is encrypted, or which companies receive it. The privacy policy covers those points.
  • Optional data counts: if a feature lets you add something (a profile photo, a phone number), the type is listed even if you never use the feature.
  • Data handled only on your iPhone is not 'collected', so a no-collection label is compatible with an app that reads your files locally.
  • Third-party sign-in, payment processors and SDKs are supposed to be included, but a label can lag behind a new version.

The question to ask Expense & Subscription Tracker's developer: Are receipt photos stored on their servers?

How it compares

Expense & Subscription Tracker vs similar expense trackers

Data types listed on each App Store privacy label
Tracks youLinked to youNot linkedCollects nothing

Fewer types is not automatically safer: a cloud backup app has to collect your files to work. Compare like with like.

Checking another app?

Look up any of our apps in seconds, or put two labels side by side.

App privacy checkerCompare two appsBrowse 4,500 apps
Keep exploring

Apps similar to Expense & Subscription Tracker

Daily Expense
Tracks you1 types
Spendaq
Not linked3 types
Money Tracker:Expense Tracker
Tracks you4 types
Budget Expense Tracker
Not linked3 types
Spending Tracker - Budgeting
Collects nothing
Hurdlr Mileage
Linked9 types
Coins
Not linked2 types
Pennyworth
Tracks you4 types

All expense trackers → Who tracks you? A–Z → Apps that collect contact info → Privacy label decoder →

Do it now

Your Expense & Subscription Tracker privacy checklist

Tick what you have done
Tick each step as you do it on your iPhone.

Done. You have applied every control the label points to.

Quick quiz

True or false?

  1. Q1Expense & Subscription Tracker's privacy label says it uses data to track you.
    Right.
    Not quite.

    False: there is no Data Used to Track You section on Expense & Subscription Tracker's label.

  2. Q2Apple tests every app to confirm its privacy label is accurate.
    Right.
    Not quite.

    Labels are self-reported by developers. Apple can reject or remove apps that misrepresent practices, but it does not audit each label.

  3. Q3Expense & Subscription Tracker collects Contact Info.
    Right.
    Not quite.

    True: Contact Info appears on its label, in the Not Linked to You section.

  4. Q4Data “Not Linked to You” is never sent off your iPhone.
    Right.
    Not quite.

    It is collected and sent; the developer says it is de-identified rather than tied to your account or device.

  5. Q5Tapping “Ask App Not to Track” can stop an app from working.
    Right.
    Not quite.

    Apple's rules require apps to work the same whether or not you allow tracking.

Questions people ask

Expense & Subscription Tracker privacy FAQ

Is Expense & Subscription Tracker safe to use?
Based on its App Store privacy label, expense & Subscription Tracker collects some data but says none of it is linked to your identity, and none is used for tracking. Whether that is acceptable depends on what you will store in it. The label is developer-reported, not an independent security test.
Does Expense & Subscription Tracker track you?
No. Expense & Subscription Tracker's label has no Data Used to Track You section.
What data does Expense & Subscription Tracker collect?
Contact info. None of it is linked to your identity.
Who makes Expense & Subscription Tracker?
CREAM SOFTWARE RAFAL PLATEK, according to the App Store. It was first released in January 2017 and the current version is 3.0.6.
Can I lock Expense & Subscription Tracker with Face ID?
On iOS 18 or later, touch and hold Expense & Subscription Tracker's icon and choose Require Face ID (or Touch ID / Passcode). This is an iPhone feature and works for most downloaded apps, whether or not the app has its own lock.
How does Expense & Subscription Tracker compare with other expense trackers?
Across 139 expense trackers with labels in our snapshot, 25% declare tracking and 32% say they collect no data. Expense & Subscription Tracker lists 1 data type against an average of 2.6.
Are receipt photos stored on their servers?
The privacy label cannot answer that. Look for it in Expense & Subscription Tracker's privacy policy or support pages, linked from the App Store listing. Check whether receipts are stored on the server and whether bank linking is optional.
How do I delete my data from Expense & Subscription Tracker?
Apps that let you create an account must also let you start account deletion from inside the app (an App Store rule since June 2022). Deleting the app from your iPhone alone does not delete data already sent to the developer.
Facts on this page come from Expense & Subscription Tracker on the App Store, as reported by the developer. Checked 2026-11-01. How we collect data · Report a correction