None declared
None declared
On the label it is low-risk: Monety collects some data but says none of it is linked to you or used for tracking. None of it falls in Apple's most sensitive categories (health, financial, location, contacts or your own content). In total the label lists 2 data types; 33% of budget planners we checked declare tracking.
Monety privacy in one look
- 1Collects nothing
- 2Not linked
- 3Linked
- 4Tracks you
Built only from the developer's App Store label. It describes disclosure, not tested behaviour.
Monety collects some data but says none of it is linked to your identity, and none is used for tracking.
Did Monety ask for something?
Pick the permission prompt you saw. We compare it with what Monety's developer declared.
Location is not on Monety's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.
User Content is not on Monety's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.
Contacts is not on Monety's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.
Monety declares no tracking, so a tracking prompt would contradict its label. Decline it, and consider reporting the mismatch to Apple.
Health & Fitness is not on Monety's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.
A permission is what the app can reach on your iPhone; the label is what the developer says leaves it. They answer different questions.
What Monety collects, explained
| Data type | What it covers | Where to limit it |
|---|---|---|
| PurchasesNot linked to you | What you have bought or tend to buy. | Review in-app marketing settings; subscriptions are listed in Settings › [your name] › Subscriptions. |
| IdentifiersNot linked to you | An account ID, screen name, customer number or a device-level ID such as the advertising identifier. | Settings › Privacy & Security › Tracking: turn off Allow Apps to Request to Track, or tap Ask App Not to Track when prompted. |
What Monety's label means for you
Monety's label has 2 types under “Data Not Linked to You”. A data type can appear in more than one section when it is used for different purposes — for example, identifiers used for both analytics and advertising.
Every type on Monety's label is in the “not linked” section, so the developer says the data is stripped of anything that identifies you before it is used. That is typical of anonymous analytics and crash reporting. Not linked is still collected: the data leaves your phone.
None of the data types fall into the categories most people consider sensitive: health, financial information, precise location, contacts, browsing history or the content you create.
Budget planners often connect to bank accounts through an aggregator, which can see your transactions. Check whether bank linking is optional and which aggregator is used; manual entry keeps more data off the server.
Among the 178 budget planners in our snapshot with a label, 33% declare tracking, 57% collect data linked to you and 24% say they collect nothing. Monety lists 2 data types, fewer than the average of 3.1 for this group.
Finance apps need identity and financial data to function. Expect Contact Info and Financial Info; compare apps on tracking and third-party advertising instead.
Settings to check for Monety
- 1
Tracking
Settings › Privacy & Security › Tracking. If “Allow Apps to Request to Track” is off, apps cannot ask, and they are told to treat you as having declined. You can also turn it off for this app alone.
- 2
Lock the app
On iOS 18 and later, touch and hold the icon and choose Require Face ID. Anyone who picks up your unlocked phone then needs your face, fingerprint or passcode to open it.
- 3
Notifications
Settings › Notifications › Monety › Show Previews: When Unlocked keeps message and account details off the Lock Screen.
Does Monety track you?
There is no “Data Used to Track You” section on Monety's label.
Lock Monety behind Face ID
- Find Monety on your Home Screen or in App Library.
- Touch and hold the icon until the quick-actions menu opens.
- Tap Require Face ID (or Require Touch ID / Require Passcode, depending on your iPhone).
- Tap Require Face ID again to confirm. Monety now asks for authentication every time it opens.
The lock is an iPhone feature, so it works whether or not Monety has a passcode of its own. It does not change what the app sends to its developer.
About Monety
| Developer | Oleksandr Sochka |
| App Store category | Finance (also Utilities) |
| Latest version | 1.2.2, released May 2025 |
| First released | July 2024 |
| Requires | iOS 14.0.0 or later |
| Size | 46 MB |
| Age rating | 4+ |
| Languages | 7 (EN, FR, DE, PT, RU, ES, UK) |
| Bundle ID | com.mycompany.monety |
The current version shipped in May 2025, over a year before our snapshot. Older apps can lag behind iOS privacy features such as limited photo and contact access.
What the label cannot tell you
- A label is self-reported. Apple publishes the developer's answers and can reject apps that misrepresent them, but it does not independently verify what Monety sends.
- It does not say where data is stored, how long it is kept, whether it is encrypted, or which companies receive it. The privacy policy covers those points.
- Optional data counts: if a feature lets you add something (a profile photo, a phone number), the type is listed even if you never use the feature.
- Data handled only on your iPhone is not 'collected', so a no-collection label is compatible with an app that reads your files locally.
- Third-party sign-in, payment processors and SDKs are supposed to be included, but a label can lag behind a new version.
The question to ask Monety's developer: Who else sees my transactions besides the app?
Monety vs similar budget planners
- Payday Budget Planner
- iBudgetAll
- Budget & Expense Planner・Orrin
- Lunira
- SmartWallet
- Monety (this app)
- Repair Budget Planner
Fewer types is not automatically safer: a cloud backup app has to collect your files to work. Compare like with like.
Look up any of our apps in seconds, or put two labels side by side.
Apps similar to Monety
All budget planners → Who tracks you? A–Z → Apps that collect purchases → Privacy label decoder →
Your Monety privacy checklist
Done. You have applied every control the label points to.
True or false?
- Right.Not quite.
False: there is no Data Used to Track You section on Monety's label.
- Right.Not quite.
Labels are self-reported by developers. Apple can reject or remove apps that misrepresent practices, but it does not audit each label.
- Right.Not quite.
True: Purchases appears on its label, in the Not Linked to You section.
- Right.Not quite.
It is collected and sent; the developer says it is de-identified rather than tied to your account or device.
- Right.Not quite.
Apple's rules require apps to work the same whether or not you allow tracking.