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Is Budget Planner・Money Manager Safe?

Budget Planner・Money Manager privacy label · by Zipo Apps Ltd. · checked November 2026

  • Tracks you
App Privacy label Developer-reported · checked November 1, 2026
Used to track you
4types
Linked to you
0types

None declared

Not linked to you
4types
Short answer

It depends on how you feel about tracking: Budget Planner・Money Manager declares data used to track you. None of it falls in Apple's most sensitive categories (health, financial, location, contacts or your own content). In total the label lists 4 data types; 33% of budget planners we checked declare tracking.

At a glance

Budget Planner・Money Manager privacy in one look

Data exposure on the label
Used to track you
  1. 1
  2. 2
  3. 3
  4. 4

Built only from the developer's App Store label. It describes disclosure, not tested behaviour.

Verdict from the label
Tracks you

Budget Planner・Money Manager's developer reports using purchases, identifiers, usage data, diagnostics to track you across other companies' apps and websites.

Try it

Did Budget Planner・Money Manager ask for something?

Pick the permission prompt you saw. We compare it with what Budget Planner・Money Manager's developer declared.

It asked me for access to…
Tap a prompt to compare it with the label.
Not on the label

Location is not on Budget Planner・Money Manager's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Not on the label

User Content is not on Budget Planner・Money Manager's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Not on the label

Contacts is not on Budget Planner・Money Manager's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Expected — and you can decline

Budget Planner・Money Manager declares data used to track you, so expect the “Allow to track?” prompt. Tap Ask App Not to Track; the app must keep working without it.

Not on the label

Health & Fitness is not on Budget Planner・Money Manager's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

A permission is what the app can reach on your iPhone; the label is what the developer says leaves it. They answer different questions.

Line by line

What Budget Planner・Money Manager collects, explained

Data typeWhat it coversWhere to limit it
PurchasesUsed to track youNot linked to you What you have bought or tend to buy. Review in-app marketing settings; subscriptions are listed in Settings › [your name] › Subscriptions.
IdentifiersUsed to track youNot linked to you An account ID, screen name, customer number or a device-level ID such as the advertising identifier. Settings › Privacy & Security › Tracking: turn off Allow Apps to Request to Track, or tap Ask App Not to Track when prompted.
Usage DataUsed to track youNot linked to you What you tap, open and view inside the app, plus which ads you have seen. There is no single iOS switch. Look for an analytics or personalised-ads toggle in the app's own settings.
DiagnosticsUsed to track youNot linked to you Crash logs, launch times, hang rates and energy use. Settings › Privacy & Security › Analytics & Improvements › Share With App Developers controls what Apple passes on; the app's own crash reporting is separate.
Reading the label

What Budget Planner・Money Manager's label means for you

Budget Planner・Money Manager's label has 4 types under “Data Used to Track You”, 4 types under “Data Not Linked to You”. A data type can appear in more than one section when it is used for different purposes — for example, identifiers used for both analytics and advertising.

Tracking is the declaration that most separates apps. It means purchases, identifiers, usage data, diagnostics from Budget Planner・Money Manager can be combined with data from other companies to target or measure ads, or shared with data brokers. On iOS 14.5 and later, the app must ask your permission before tracking you through the advertising identifier; answering “Ask App Not to Track” blocks that identifier and tells the developer you have declined.

None of the data types fall into the categories most people consider sensitive: health, financial information, precise location, contacts, browsing history or the content you create.

Budget planners often connect to bank accounts through an aggregator, which can see your transactions. Check whether bank linking is optional and which aggregator is used; manual entry keeps more data off the server.

Among the 178 budget planners in our snapshot with a label, 33% declare tracking, 57% collect data linked to you and 24% say they collect nothing. Budget Planner・Money Manager lists 4 data types, about the same as the average of 3.1 for this group.

Finance apps need identity and financial data to function. Expect Contact Info and Financial Info; compare apps on tracking and third-party advertising instead.

On your iPhone

Settings to check for Budget Planner・Money Manager

  1. 1

    Tracking

    Settings › Privacy & Security › Tracking. If “Allow Apps to Request to Track” is off, apps cannot ask, and they are told to treat you as having declined. You can also turn it off for this app alone.

  2. 2

    Lock the app

    On iOS 18 and later, touch and hold the icon and choose Require Face ID. Anyone who picks up your unlocked phone then needs your face, fingerprint or passcode to open it.

  3. 3

    Notifications

    Settings › Notifications › Budget Planner・Money Manager › Show Previews: When Unlocked keeps message and account details off the Lock Screen.

Cross-app tracking

Does Budget Planner・Money Manager track you?

Yes — 4 data types

Purchases, identifiers, usage data and diagnostics. Apple defines tracking as linking data from this app with data from other companies' apps, websites or offline sources for targeted advertising or ad measurement, or sharing it with a data broker.

Does Budget Planner・Money Manager track you? Full answer and how to stop it →

iOS 18 and later

Lock Budget Planner・Money Manager behind Face ID

  1. Find Budget Planner・Money Manager on your Home Screen or in App Library.
  2. Touch and hold the icon until the quick-actions menu opens.
  3. Tap Require Face ID (or Require Touch ID / Require Passcode, depending on your iPhone).
  4. Tap Require Face ID again to confirm. Budget Planner・Money Manager now asks for authentication every time it opens.

The lock is an iPhone feature, so it works whether or not Budget Planner・Money Manager has a passcode of its own. It does not change what the app sends to its developer.

Lock or hide Budget Planner・Money Manager: step-by-step guide →

From the App Store record

About Budget Planner・Money Manager

DeveloperZipo Apps Ltd.
App Store categoryFinance (also Lifestyle)
Latest version1.2.2, released July 2026
First releasedNovember 2019
RequiresiOS 16.0 or later
Size178 MB
Age rating4+
Languages17 (EN, FR, DE, ID, KK, KY, PL, PT…)
Bundle IDcom.monetika

The current version shipped in July 2026. That is recent enough that the label should reflect current practices, but check the App Store page again before relying on it.

Also by Zipo Apps Ltd.: Gallery Private Photo Vault, Gallery Lock Photos Vault, Calculator Lock Secure Vault, Authenticator Mobile 2FA, Color Notes With Lock & To Do, PDF Scanner Photo Converter.

Read with care

What the label cannot tell you

  • A label is self-reported. Apple publishes the developer's answers and can reject apps that misrepresent them, but it does not independently verify what Budget Planner・Money Manager sends.
  • It does not say where data is stored, how long it is kept, whether it is encrypted, or which companies receive it. The privacy policy covers those points.
  • Optional data counts: if a feature lets you add something (a profile photo, a phone number), the type is listed even if you never use the feature.
  • Data handled only on your iPhone is not 'collected', so a no-collection label is compatible with an app that reads your files locally.
  • Third-party sign-in, payment processors and SDKs are supposed to be included, but a label can lag behind a new version.

The question to ask Budget Planner・Money Manager's developer: Who else sees my transactions besides the app?

How it compares

Budget Planner・Money Manager vs similar budget planners

Data types listed on each App Store privacy label
Tracks youLinked to youNot linkedCollects nothing

Fewer types is not automatically safer: a cloud backup app has to collect your files to work. Compare like with like.

Checking another app?

Look up any of our apps in seconds, or put two labels side by side.

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All budget planners → Who tracks you? A–Z → Apps that collect purchases → Privacy label decoder →

Do it now

Your Budget Planner・Money Manager privacy checklist

Tick what you have done
Tick each step as you do it on your iPhone.

Done. You have applied every control the label points to.

Quick quiz

True or false?

  1. Q1Budget Planner・Money Manager's privacy label says it uses data to track you.
    Right.
    Not quite.

    True: it lists purchases, identifiers, usage data and diagnostics under Data Used to Track You.

  2. Q2Apple tests every app to confirm its privacy label is accurate.
    Right.
    Not quite.

    Labels are self-reported by developers. Apple can reject or remove apps that misrepresent practices, but it does not audit each label.

  3. Q3Budget Planner・Money Manager collects Purchases.
    Right.
    Not quite.

    True: Purchases appears on its label.

  4. Q4Data “Not Linked to You” is never sent off your iPhone.
    Right.
    Not quite.

    It is collected and sent; the developer says it is de-identified rather than tied to your account or device.

  5. Q5Tapping “Ask App Not to Track” can stop an app from working.
    Right.
    Not quite.

    Apple's rules require apps to work the same whether or not you allow tracking.

Questions people ask

Budget Planner・Money Manager privacy FAQ

Is Budget Planner・Money Manager safe to use?
Based on its App Store privacy label, budget Planner・Money Manager's developer reports using purchases, identifiers, usage data, diagnostics to track you across other companies' apps and websites. Whether that is acceptable depends on what you will store in it. The label is developer-reported, not an independent security test.
Does Budget Planner・Money Manager track you?
Yes. Its label lists purchases, identifiers, usage data and diagnostics under Data Used to Track You. You can decline at the iOS tracking prompt.
What data does Budget Planner・Money Manager collect?
Purchases, identifiers, usage data and diagnostics. Of these, purchases, identifiers, usage data and diagnostics are linked to your identity.
Who makes Budget Planner・Money Manager?
Zipo Apps Ltd., according to the App Store. It was first released in November 2019 and the current version is 1.2.2.
Can I lock Budget Planner・Money Manager with Face ID?
On iOS 18 or later, touch and hold Budget Planner・Money Manager's icon and choose Require Face ID (or Touch ID / Passcode). This is an iPhone feature and works for most downloaded apps, whether or not the app has its own lock.
How does Budget Planner・Money Manager compare with other budget planners?
Across 178 budget planners with labels in our snapshot, 33% declare tracking and 24% say they collect no data. Budget Planner・Money Manager lists 4 data types against an average of 3.1.
Who else sees my transactions besides the app?
The privacy label cannot answer that. Look for it in Budget Planner・Money Manager's privacy policy or support pages, linked from the App Store listing. Check whether bank linking is optional and which aggregator is used; manual entry keeps more data off the server.
How do I delete my data from Budget Planner・Money Manager?
Apps that let you create an account must also let you start account deletion from inside the app (an App Store rule since June 2022). Deleting the app from your iPhone alone does not delete data already sent to the developer.
Facts on this page come from Budget Planner・Money Manager on the App Store, as reported by the developer. Checked 2026-11-01. How we collect data · Report a correction