Skip to content
StateMaps

Is BudgetCH Safe?

BudgetCH privacy label · by Dachverband Budgetberatung Schweiz · checked November 2026

  • Recently updated
App Privacy label Developer-reported · checked November 1, 2026
Used to track you
0types

None declared

Linked to you
1type
Not linked to you
2types
Short answer

Mostly a question of trust: BudgetCH collects data linked to you but declares no tracking. None of it falls in Apple's most sensitive categories (health, financial, location, contacts or your own content). In total the label lists 3 data types; 33% of budget planners we checked declare tracking.

At a glance

BudgetCH privacy in one look

Data exposure on the label
Linked to you
  1. 1
  2. 2
  3. 3
  4. 4

Built only from the developer's App Store label. It describes disclosure, not tested behaviour.

Verdict from the label
Linked to you, no tracking

BudgetCH collects 1 data type tied to your identity but declares no tracking.

Try it

Did BudgetCH ask for something?

Pick the permission prompt you saw. We compare it with what BudgetCH's developer declared.

It asked me for access to…
Tap a prompt to compare it with the label.
Not on the label

Location is not on BudgetCH's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Not on the label

User Content is not on BudgetCH's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Not on the label

Contacts is not on BudgetCH's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Not declared on the label

BudgetCH declares no tracking, so a tracking prompt would contradict its label. Decline it, and consider reporting the mismatch to Apple.

Not on the label

Health & Fitness is not on BudgetCH's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

A permission is what the app can reach on your iPhone; the label is what the developer says leaves it. They answer different questions.

Line by line

What BudgetCH collects, explained

Data typeWhat it coversWhere to limit it
Contact InfoLinked to you Your name, email address, phone number or postal address. Use Sign in with Apple with Hide My Email where offered, and check the app's account and marketing preferences.
Usage DataNot linked to you What you tap, open and view inside the app, plus which ads you have seen. There is no single iOS switch. Look for an analytics or personalised-ads toggle in the app's own settings.
DiagnosticsNot linked to you Crash logs, launch times, hang rates and energy use. Settings › Privacy & Security › Analytics & Improvements › Share With App Developers controls what Apple passes on; the app's own crash reporting is separate.
Reading the label

What BudgetCH's label means for you

BudgetCH's label has 1 type under “Data Linked to You”, 2 types under “Data Not Linked to You”. A data type can appear in more than one section when it is used for different purposes — for example, identifiers used for both analytics and advertising.

BudgetCH declares no tracking, which means the developer says it does not combine your data with other companies' data for advertising or sell it to data brokers. The data linked to you — contact info — is still tied to your identity, typically through an account, and is covered by the developer's privacy policy and retention rules.

None of the data types fall into the categories most people consider sensitive: health, financial information, precise location, contacts, browsing history or the content you create.

Budget planners often connect to bank accounts through an aggregator, which can see your transactions. Check whether bank linking is optional and which aggregator is used; manual entry keeps more data off the server.

Among the 178 budget planners in our snapshot with a label, 33% declare tracking, 57% collect data linked to you and 24% say they collect nothing. BudgetCH lists 3 data types, about the same as the average of 3.1 for this group.

Finance apps need identity and financial data to function. Expect Contact Info and Financial Info; compare apps on tracking and third-party advertising instead.

On your iPhone

Settings to check for BudgetCH

  1. 1

    Sign-in

    When creating an account, Sign in with Apple can give the app a relay address from Hide My Email instead of your real one.

  2. 2

    Lock the app

    On iOS 18 and later, touch and hold the icon and choose Require Face ID. Anyone who picks up your unlocked phone then needs your face, fingerprint or passcode to open it.

  3. 3

    Notifications

    Settings › Notifications › BudgetCH › Show Previews: When Unlocked keeps message and account details off the Lock Screen.

Cross-app tracking

Does BudgetCH track you?

No tracking declared

There is no “Data Used to Track You” section on BudgetCH's label.

Does BudgetCH track you? Full answer and how to stop it →

iOS 18 and later

Lock BudgetCH behind Face ID

  1. Find BudgetCH on your Home Screen or in App Library.
  2. Touch and hold the icon until the quick-actions menu opens.
  3. Tap Require Face ID (or Require Touch ID / Require Passcode, depending on your iPhone).
  4. Tap Require Face ID again to confirm. BudgetCH now asks for authentication every time it opens.

The lock is an iPhone feature, so it works whether or not BudgetCH has a passcode of its own. It does not change what the app sends to its developer.

Lock or hide BudgetCH: step-by-step guide →

From the App Store record

About BudgetCH

DeveloperDachverband Budgetberatung Schweiz
App Store categoryFinance (also Utilities)
Latest version4.7.0, released September 2026
First releasedOctober 2013
RequiresiOS 18.6 or later
Size51 MB
Age rating4+
Languages4 (EN, FR, DE, IT)
Bundle IDcom.budgetberatung.budgetschweiz

The current version shipped in September 2026, so the app is actively maintained and its label is likely current. Labels are updated by developers when practices change.

Read with care

What the label cannot tell you

  • A label is self-reported. Apple publishes the developer's answers and can reject apps that misrepresent them, but it does not independently verify what BudgetCH sends.
  • It does not say where data is stored, how long it is kept, whether it is encrypted, or which companies receive it. The privacy policy covers those points.
  • Optional data counts: if a feature lets you add something (a profile photo, a phone number), the type is listed even if you never use the feature.
  • Data handled only on your iPhone is not 'collected', so a no-collection label is compatible with an app that reads your files locally.
  • Third-party sign-in, payment processors and SDKs are supposed to be included, but a label can lag behind a new version.

The question to ask BudgetCH's developer: Who else sees my transactions besides the app?

How it compares

BudgetCH vs similar budget planners

Data types listed on each App Store privacy label
Tracks youLinked to youNot linkedCollects nothing

Fewer types is not automatically safer: a cloud backup app has to collect your files to work. Compare like with like.

Checking another app?

Look up any of our apps in seconds, or put two labels side by side.

App privacy checkerCompare two appsBrowse 4,500 apps
Keep exploring

Apps similar to BudgetCH

Wellspent Smooth Budgeting App
Not linked2 types
Sentinel
Collects nothing
Budget Hound
Not linked1 types
Budget Planner App AI
Collects nothing
Bankin'
Tracks you5 types
Money Manager Remove Ads)
Not linked3 types
Haushaltsbuch & Budget Planner
Not linked2 types
Budgey
Tracks you6 types

All budget planners → Who tracks you? A–Z → Apps that collect contact info → Privacy label decoder →

Do it now

Your BudgetCH privacy checklist

Tick what you have done
Tick each step as you do it on your iPhone.

Done. You have applied every control the label points to.

Quick quiz

True or false?

  1. Q1BudgetCH's privacy label says it uses data to track you.
    Right.
    Not quite.

    False: there is no Data Used to Track You section on BudgetCH's label.

  2. Q2Apple tests every app to confirm its privacy label is accurate.
    Right.
    Not quite.

    Labels are self-reported by developers. Apple can reject or remove apps that misrepresent practices, but it does not audit each label.

  3. Q3BudgetCH collects Contact Info.
    Right.
    Not quite.

    True: Contact Info appears on its label.

  4. Q4Data “Not Linked to You” is never sent off your iPhone.
    Right.
    Not quite.

    It is collected and sent; the developer says it is de-identified rather than tied to your account or device.

  5. Q5Tapping “Ask App Not to Track” can stop an app from working.
    Right.
    Not quite.

    Apple's rules require apps to work the same whether or not you allow tracking.

Questions people ask

BudgetCH privacy FAQ

Is BudgetCH safe to use?
Based on its App Store privacy label, budgetCH collects 1 data type tied to your identity but declares no tracking. Whether that is acceptable depends on what you will store in it. The label is developer-reported, not an independent security test.
Does BudgetCH track you?
No. BudgetCH's label has no Data Used to Track You section.
What data does BudgetCH collect?
Contact info, usage data and diagnostics. Of these, contact info is linked to your identity.
Who makes BudgetCH?
Dachverband Budgetberatung Schweiz, according to the App Store. It was first released in October 2013 and the current version is 4.7.0.
Can I lock BudgetCH with Face ID?
On iOS 18 or later, touch and hold BudgetCH's icon and choose Require Face ID (or Touch ID / Passcode). This is an iPhone feature and works for most downloaded apps, whether or not the app has its own lock.
How does BudgetCH compare with other budget planners?
Across 178 budget planners with labels in our snapshot, 33% declare tracking and 24% say they collect no data. BudgetCH lists 3 data types against an average of 3.1.
Who else sees my transactions besides the app?
The privacy label cannot answer that. Look for it in BudgetCH's privacy policy or support pages, linked from the App Store listing. Check whether bank linking is optional and which aggregator is used; manual entry keeps more data off the server.
How do I delete my data from BudgetCH?
Apps that let you create an account must also let you start account deletion from inside the app (an App Store rule since June 2022). Deleting the app from your iPhone alone does not delete data already sent to the developer.
Facts on this page come from BudgetCH on the App Store, as reported by the developer. Checked 2026-11-01. How we collect data · Report a correction