None declared
Mostly a question of trust: Lucky Friday collects data linked to you but declares no tracking. The sensitive items are financial info. In total the label lists 4 data types; 33% of budget planners we checked declare tracking.
Lucky Friday privacy in one look
- 1Collects nothing
- 2Not linked
- 3Linked
- 4Tracks you
Built only from the developer's App Store label. It describes disclosure, not tested behaviour.
Lucky Friday collects 3 data types tied to your identity but declares no tracking.
Did Lucky Friday ask for something?
Pick the permission prompt you saw. We compare it with what Lucky Friday's developer declared.
Location is not on Lucky Friday's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.
User Content is not on Lucky Friday's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.
Contacts is not on Lucky Friday's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.
Lucky Friday declares no tracking, so a tracking prompt would contradict its label. Decline it, and consider reporting the mismatch to Apple.
Health & Fitness is not on Lucky Friday's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.
A permission is what the app can reach on your iPhone; the label is what the developer says leaves it. They answer different questions.
What Lucky Friday collects, explained
| Data type | What it covers | Where to limit it |
|---|---|---|
| Financial InfoSensitiveLinked to you | Card numbers, bank details, credit scores, salary, income, assets or debts. | Pay with Apple Pay where offered so the app never sees your card number, and turn on the app's own login lock. |
| Contact InfoLinked to you | Your name, email address, phone number or postal address. | Use Sign in with Apple with Hide My Email where offered, and check the app's account and marketing preferences. |
| Usage DataLinked to you | What you tap, open and view inside the app, plus which ads you have seen. | There is no single iOS switch. Look for an analytics or personalised-ads toggle in the app's own settings. |
| DiagnosticsNot linked to you | Crash logs, launch times, hang rates and energy use. | Settings › Privacy & Security › Analytics & Improvements › Share With App Developers controls what Apple passes on; the app's own crash reporting is separate. |
What Lucky Friday's label means for you
Lucky Friday's label has 3 types under “Data Linked to You”, 1 type under “Data Not Linked to You”. A data type can appear in more than one section when it is used for different purposes — for example, identifiers used for both analytics and advertising.
Lucky Friday declares no tracking, which means the developer says it does not combine your data with other companies' data for advertising or sell it to data brokers. The data linked to you — financial info, contact info and usage data — is still tied to your identity, typically through an account, and is covered by the developer's privacy policy and retention rules.
The items that deserve the most attention are financial info. Financial data is high-value to criminals and is often regulated. Expect it in banking and budgeting apps; question it elsewhere.
Budget planners often connect to bank accounts through an aggregator, which can see your transactions. Check whether bank linking is optional and which aggregator is used; manual entry keeps more data off the server.
Among the 178 budget planners in our snapshot with a label, 33% declare tracking, 57% collect data linked to you and 24% say they collect nothing. Lucky Friday lists 4 data types, about the same as the average of 3.1 for this group.
Finance apps need identity and financial data to function. Expect Contact Info and Financial Info; compare apps on tracking and third-party advertising instead.
Settings to check for Lucky Friday
- 1
Sign-in
When creating an account, Sign in with Apple can give the app a relay address from Hide My Email instead of your real one.
- 2
Lock the app
On iOS 18 and later, touch and hold the icon and choose Require Face ID. Anyone who picks up your unlocked phone then needs your face, fingerprint or passcode to open it.
- 3
Notifications
Settings › Notifications › Lucky Friday › Show Previews: When Unlocked keeps message and account details off the Lock Screen.
Does Lucky Friday track you?
There is no “Data Used to Track You” section on Lucky Friday's label.
Does Lucky Friday track you? Full answer and how to stop it →
Lock Lucky Friday behind Face ID
- Find Lucky Friday on your Home Screen or in App Library.
- Touch and hold the icon until the quick-actions menu opens.
- Tap Require Face ID (or Require Touch ID / Require Passcode, depending on your iPhone).
- Tap Require Face ID again to confirm. Lucky Friday now asks for authentication every time it opens.
The lock is an iPhone feature, so it works whether or not Lucky Friday has a passcode of its own. It does not change what the app sends to its developer.
About Lucky Friday
| Developer | Lucky Friday LLC |
| App Store category | Finance (also Productivity) |
| Latest version | 1.0.7, released August 2026 |
| First released | January 2026 |
| Requires | iOS 15.6 or later |
| Size | 37 MB |
| Age rating | 4+ |
| Languages | 1 (EN) |
| Bundle ID | com.luckyfridayllc.app |
The current version shipped in August 2026. That is recent enough that the label should reflect current practices, but check the App Store page again before relying on it.
What the label cannot tell you
- A label is self-reported. Apple publishes the developer's answers and can reject apps that misrepresent them, but it does not independently verify what Lucky Friday sends.
- It does not say where data is stored, how long it is kept, whether it is encrypted, or which companies receive it. The privacy policy covers those points.
- Optional data counts: if a feature lets you add something (a profile photo, a phone number), the type is listed even if you never use the feature.
- Data handled only on your iPhone is not 'collected', so a no-collection label is compatible with an app that reads your files locally.
- Third-party sign-in, payment processors and SDKs are supposed to be included, but a label can lag behind a new version.
The question to ask Lucky Friday's developer: Who else sees my transactions besides the app?
Lucky Friday vs similar budget planners
- Yearn
- Money Journal Budget Planner
- Money Tracker:Expense & Budget
- Lucky Friday (this app)
- Wedding Planner
- Bill Organizer Reminder
- Budget Planner Track Expense
- Family Home Budget Planner
Fewer types is not automatically safer: a cloud backup app has to collect your files to work. Compare like with like.
Look up any of our apps in seconds, or put two labels side by side.
Apps similar to Lucky Friday
All budget planners → Who tracks you? A–Z → Apps that collect financial info → Privacy label decoder →
Your Lucky Friday privacy checklist
Done. You have applied every control the label points to.
True or false?
- Right.Not quite.
False: there is no Data Used to Track You section on Lucky Friday's label.
- Right.Not quite.
Labels are self-reported by developers. Apple can reject or remove apps that misrepresent practices, but it does not audit each label.
- Right.Not quite.
True: Financial Info appears on its label.
- Right.Not quite.
It is collected and sent; the developer says it is de-identified rather than tied to your account or device.
- Right.Not quite.
Apple's rules require apps to work the same whether or not you allow tracking.