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Is OWNR Digital Wallet Safe?

OWNR Digital Wallet privacy label · by OWNR WALLET OU · checked November 2026

  • Tracks you
App Privacy label Developer-reported · checked November 1, 2026
Used to track you
1type
Linked to you
0types

None declared

Not linked to you
0types

None declared

Short answer

It depends on how you feel about tracking: OWNR Digital Wallet declares data used to track you. None of it falls in Apple's most sensitive categories (health, financial, location, contacts or your own content). In total the label lists 1 data type; 25% of digital wallets we checked declare tracking.

At a glance

OWNR Digital Wallet privacy in one look

Data exposure on the label
Used to track you
  1. 1
  2. 2
  3. 3
  4. 4

Built only from the developer's App Store label. It describes disclosure, not tested behaviour.

Verdict from the label
Tracks you

OWNR Digital Wallet's developer reports using other data to track you across other companies' apps and websites.

Try it

Did OWNR Digital Wallet ask for something?

Pick the permission prompt you saw. We compare it with what OWNR Digital Wallet's developer declared.

It asked me for access to…
Tap a prompt to compare it with the label.
Not on the label

Location is not on OWNR Digital Wallet's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Not on the label

User Content is not on OWNR Digital Wallet's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Not on the label

Contacts is not on OWNR Digital Wallet's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Expected — and you can decline

OWNR Digital Wallet declares data used to track you, so expect the “Allow to track?” prompt. Tap Ask App Not to Track; the app must keep working without it.

Not on the label

Health & Fitness is not on OWNR Digital Wallet's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

A permission is what the app can reach on your iPhone; the label is what the developer says leaves it. They answer different questions.

Line by line

What OWNR Digital Wallet collects, explained

Data typeWhat it coversWhere to limit it
Other DataUsed to track you Any data the developer did not fit into Apple's named categories. Read the app's privacy policy, linked from its App Store page.
Reading the label

What OWNR Digital Wallet's label means for you

OWNR Digital Wallet's label has 1 type under “Data Used to Track You”. A data type can appear in more than one section when it is used for different purposes — for example, identifiers used for both analytics and advertising.

Tracking is the declaration that most separates apps. It means other data from OWNR Digital Wallet can be combined with data from other companies to target or measure ads, or shared with data brokers. On iOS 14.5 and later, the app must ask your permission before tracking you through the advertising identifier; answering “Ask App Not to Track” blocks that identifier and tells the developer you have declined.

None of the data types fall into the categories most people consider sensitive: health, financial information, precise location, contacts, browsing history or the content you create.

Wallet apps hold payment details, passes or crypto keys. Financial data on the label is expected; tracking alongside it is the thing to compare. Back up recovery phrases offline for crypto wallets, and use Apple Pay where a card wallet is optional.

Among the 173 digital wallets in our snapshot with a label, 25% declare tracking, 55% collect data linked to you and 28% say they collect nothing. OWNR Digital Wallet lists 1 data type, fewer than the average of 3.3 for this group.

Finance apps need identity and financial data to function. Expect Contact Info and Financial Info; compare apps on tracking and third-party advertising instead.

On your iPhone

Settings to check for OWNR Digital Wallet

  1. 1

    Tracking

    Settings › Privacy & Security › Tracking. If “Allow Apps to Request to Track” is off, apps cannot ask, and they are told to treat you as having declined. You can also turn it off for this app alone.

  2. 2

    Lock the app

    On iOS 18 and later, touch and hold the icon and choose Require Face ID. Anyone who picks up your unlocked phone then needs your face, fingerprint or passcode to open it.

  3. 3

    Notifications

    Settings › Notifications › OWNR Digital Wallet › Show Previews: When Unlocked keeps message and account details off the Lock Screen.

Cross-app tracking

Does OWNR Digital Wallet track you?

Yes — 1 data type

Other data. Apple defines tracking as linking data from this app with data from other companies' apps, websites or offline sources for targeted advertising or ad measurement, or sharing it with a data broker.

Does OWNR Digital Wallet track you? Full answer and how to stop it →

iOS 18 and later

Lock OWNR Digital Wallet behind Face ID

  1. Find OWNR Digital Wallet on your Home Screen or in App Library.
  2. Touch and hold the icon until the quick-actions menu opens.
  3. Tap Require Face ID (or Require Touch ID / Require Passcode, depending on your iPhone).
  4. Tap Require Face ID again to confirm. OWNR Digital Wallet now asks for authentication every time it opens.

The lock is an iPhone feature, so it works whether or not OWNR Digital Wallet has a passcode of its own. It does not change what the app sends to its developer.

Lock or hide OWNR Digital Wallet: step-by-step guide →

From the App Store record

About OWNR Digital Wallet

DeveloperOWNR WALLET OU
App Store categoryFinance (also Utilities)
Latest version2.2.0, released June 2026
First releasedMay 2019
RequiresiOS 15.1 or later
Size93 MB
Age rating17+
Languages1 (EN)
Bundle IDcom.ownrwallet.wallet

The current version shipped in June 2026. That is recent enough that the label should reflect current practices, but check the App Store page again before relying on it.

Read with care

What the label cannot tell you

  • A label is self-reported. Apple publishes the developer's answers and can reject apps that misrepresent them, but it does not independently verify what OWNR Digital Wallet sends.
  • It does not say where data is stored, how long it is kept, whether it is encrypted, or which companies receive it. The privacy policy covers those points.
  • Optional data counts: if a feature lets you add something (a profile photo, a phone number), the type is listed even if you never use the feature.
  • Data handled only on your iPhone is not 'collected', so a no-collection label is compatible with an app that reads your files locally.
  • Third-party sign-in, payment processors and SDKs are supposed to be included, but a label can lag behind a new version.

The question to ask OWNR Digital Wallet's developer: If I lose my phone, how do I lock or recover the wallet?

How it compares

OWNR Digital Wallet vs similar digital wallets

Data types listed on each App Store privacy label
Tracks youLinked to youNot linkedCollects nothing

Fewer types is not automatically safer: a cloud backup app has to collect your files to work. Compare like with like.

Checking another app?

Look up any of our apps in seconds, or put two labels side by side.

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Do it now

Your OWNR Digital Wallet privacy checklist

Tick what you have done
Tick each step as you do it on your iPhone.

Done. You have applied every control the label points to.

Quick quiz

True or false?

  1. Q1OWNR Digital Wallet's privacy label says it uses data to track you.
    Right.
    Not quite.

    True: it lists other data under Data Used to Track You.

  2. Q2Apple tests every app to confirm its privacy label is accurate.
    Right.
    Not quite.

    Labels are self-reported by developers. Apple can reject or remove apps that misrepresent practices, but it does not audit each label.

  3. Q3OWNR Digital Wallet collects Other Data.
    Right.
    Not quite.

    True: Other Data appears on its label.

  4. Q4Data “Not Linked to You” is never sent off your iPhone.
    Right.
    Not quite.

    It is collected and sent; the developer says it is de-identified rather than tied to your account or device.

  5. Q5Tapping “Ask App Not to Track” can stop an app from working.
    Right.
    Not quite.

    Apple's rules require apps to work the same whether or not you allow tracking.

Questions people ask

OWNR Digital Wallet privacy FAQ

Is OWNR Digital Wallet safe to use?
Based on its App Store privacy label, oWNR Digital Wallet's developer reports using other data to track you across other companies' apps and websites. Whether that is acceptable depends on what you will store in it. The label is developer-reported, not an independent security test.
Does OWNR Digital Wallet track you?
Yes. Its label lists other data under Data Used to Track You. You can decline at the iOS tracking prompt.
What data does OWNR Digital Wallet collect?
Other data. Of these, other data is linked to your identity.
Who makes OWNR Digital Wallet?
OWNR WALLET OU, according to the App Store. It was first released in May 2019 and the current version is 2.2.0.
Can I lock OWNR Digital Wallet with Face ID?
On iOS 18 or later, touch and hold OWNR Digital Wallet's icon and choose Require Face ID (or Touch ID / Passcode). This is an iPhone feature and works for most downloaded apps, whether or not the app has its own lock.
How does OWNR Digital Wallet compare with other digital wallets?
Across 173 digital wallets with labels in our snapshot, 25% declare tracking and 28% say they collect no data. OWNR Digital Wallet lists 1 data type against an average of 3.3.
If I lose my phone, how do I lock or recover the wallet?
The privacy label cannot answer that. Look for it in OWNR Digital Wallet's privacy policy or support pages, linked from the App Store listing. Back up recovery phrases offline for crypto wallets, and use Apple Pay where a card wallet is optional.
How do I delete my data from OWNR Digital Wallet?
Apps that let you create an account must also let you start account deletion from inside the app (an App Store rule since June 2022). Deleting the app from your iPhone alone does not delete data already sent to the developer.
Facts on this page come from OWNR Digital Wallet on the App Store, as reported by the developer. Checked 2026-11-01. How we collect data · Report a correction