Skip to content
StateMaps

Is XWallet by Pundi X Safe?

XWallet by Pundi X privacy label · by PUNDI X LABS PTE. LTD. · checked November 2026

  • Collects location
  • Not updated in 2+ years
App Privacy label Developer-reported · checked November 1, 2026
Used to track you
0types

None declared

Linked to you
1type
Not linked to you
4types
Short answer

Mostly a question of trust: XWallet by Pundi X collects data linked to you but declares no tracking. The sensitive items are location, contacts and user content. In total the label lists 5 data types; 25% of digital wallets we checked declare tracking.

At a glance

XWallet by Pundi X privacy in one look

Data exposure on the label
Linked to you
  1. 1
  2. 2
  3. 3
  4. 4

Built only from the developer's App Store label. It describes disclosure, not tested behaviour.

Verdict from the label
Linked to you, no tracking

XWallet by Pundi X collects 1 data type tied to your identity but declares no tracking.

Try it

Did XWallet by Pundi X ask for something?

Pick the permission prompt you saw. We compare it with what XWallet by Pundi X's developer declared.

It asked me for access to…
Tap a prompt to compare it with the label.
Matches the label

XWallet by Pundi X lists Location on its label. Choose While Using and turn off Precise Location if the feature works without it.

Matches the label

XWallet by Pundi X lists User Content on its label. Choose Limited Access and pick only the photos you want to share.

Matches the label

XWallet by Pundi X lists Contacts on its label. Limited Access shares selected contacts instead of your whole address book.

Not declared on the label

XWallet by Pundi X declares no tracking, so a tracking prompt would contradict its label. Decline it, and consider reporting the mismatch to Apple.

Not on the label

Health & Fitness is not on XWallet by Pundi X's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

A permission is what the app can reach on your iPhone; the label is what the developer says leaves it. They answer different questions.

Line by line

What XWallet by Pundi X collects, explained

Data typeWhat it coversWhere to limit it
LocationSensitiveNot linked to you Where your phone is, either precisely (street level) or approximately (city or area). Settings › Privacy & Security › Location Services: choose Never or While Using, and turn off Precise Location if the app does not need it.
ContactsSensitiveNot linked to you The people in your address book or social graph. Settings › Privacy & Security › Contacts: choose Limited Access to share only selected people, or None.
User ContentSensitiveNot linked to you Messages, photos, videos, audio recordings, documents and support chats you create or upload. Settings › Privacy & Security › Photos: choose Limited Access or None; review Microphone and Files access too.
Contact InfoLinked to you Your name, email address, phone number or postal address. Use Sign in with Apple with Hide My Email where offered, and check the app's account and marketing preferences.
DiagnosticsNot linked to you Crash logs, launch times, hang rates and energy use. Settings › Privacy & Security › Analytics & Improvements › Share With App Developers controls what Apple passes on; the app's own crash reporting is separate.
Reading the label

What XWallet by Pundi X's label means for you

XWallet by Pundi X's label has 1 type under “Data Linked to You”, 4 types under “Data Not Linked to You”. A data type can appear in more than one section when it is used for different purposes — for example, identifiers used for both analytics and advertising.

XWallet by Pundi X declares no tracking, which means the developer says it does not combine your data with other companies' data for advertising or sell it to data brokers. The data linked to you — contact info — is still tied to your identity, typically through an account, and is covered by the developer's privacy policy and retention rules.

The items that deserve the most attention are location, contacts and user content. Location history reveals home, work and routines. Precise location deserves the most scrutiny.

Wallet apps hold payment details, passes or crypto keys. Financial data on the label is expected; tracking alongside it is the thing to compare. Back up recovery phrases offline for crypto wallets, and use Apple Pay where a card wallet is optional.

Among the 173 digital wallets in our snapshot with a label, 25% declare tracking, 55% collect data linked to you and 28% say they collect nothing. XWallet by Pundi X lists 5 data types, more than the average of 3.3 for this group.

Finance apps need identity and financial data to function. Expect Contact Info and Financial Info; compare apps on tracking and third-party advertising instead.

On your iPhone

Settings to check for XWallet by Pundi X

  1. 1

    Location

    Settings › Privacy & Security › Location Services › XWallet by Pundi X. Choose While Using or Never, and switch off Precise Location if a city-level answer is enough.

  2. 2

    Photos

    Settings › Privacy & Security › Photos. Limited Access lets you pick exactly which pictures the app can see; Add Photos Only lets it save without reading your library.

  3. 3

    Contacts

    Settings › Privacy & Security › Contacts. Limited Access shares only the people you select instead of your whole address book.

  4. 4

    Sign-in

    When creating an account, Sign in with Apple can give the app a relay address from Hide My Email instead of your real one.

  5. 5

    Lock the app

    On iOS 18 and later, touch and hold the icon and choose Require Face ID. Anyone who picks up your unlocked phone then needs your face, fingerprint or passcode to open it.

  6. 6

    Notifications

    Settings › Notifications › XWallet by Pundi X › Show Previews: When Unlocked keeps message and account details off the Lock Screen.

Cross-app tracking

Does XWallet by Pundi X track you?

No tracking declared

There is no “Data Used to Track You” section on XWallet by Pundi X's label.

Does XWallet by Pundi X track you? Full answer and how to stop it →

iOS 18 and later

Lock XWallet by Pundi X behind Face ID

  1. Find XWallet by Pundi X on your Home Screen or in App Library.
  2. Touch and hold the icon until the quick-actions menu opens.
  3. Tap Require Face ID (or Require Touch ID / Require Passcode, depending on your iPhone).
  4. Tap Require Face ID again to confirm. XWallet by Pundi X now asks for authentication every time it opens.

The lock is an iPhone feature, so it works whether or not XWallet by Pundi X has a passcode of its own. It does not change what the app sends to its developer.

Lock or hide XWallet by Pundi X: step-by-step guide →

From the App Store record

About XWallet by Pundi X

DeveloperPUNDI X LABS PTE. LTD.
App Store categoryFinance
Latest version2.9.4, released December 2020
First releasedJanuary 2019
RequiresiOS 11.0 or later
Size263 MB
Age rating4+
Languages11 (AR, NL, EN, DE, IT, JA, KO, PT…)
Bundle IDcom.pundix.wallet

The current version shipped in December 2020, 5 years before our snapshot. Apps that are not updated may not support newer iOS privacy controls, and an abandoned app will not get security fixes.

Read with care

What the label cannot tell you

  • A label is self-reported. Apple publishes the developer's answers and can reject apps that misrepresent them, but it does not independently verify what XWallet by Pundi X sends.
  • It does not say where data is stored, how long it is kept, whether it is encrypted, or which companies receive it. The privacy policy covers those points.
  • Optional data counts: if a feature lets you add something (a profile photo, a phone number), the type is listed even if you never use the feature.
  • Data handled only on your iPhone is not 'collected', so a no-collection label is compatible with an app that reads your files locally.
  • Third-party sign-in, payment processors and SDKs are supposed to be included, but a label can lag behind a new version.

The question to ask XWallet by Pundi X's developer: If I lose my phone, how do I lock or recover the wallet?

How it compares

XWallet by Pundi X vs similar digital wallets

Data types listed on each App Store privacy label
Tracks youLinked to youNot linkedCollects nothing

Fewer types is not automatically safer: a cloud backup app has to collect your files to work. Compare like with like.

Checking another app?

Look up any of our apps in seconds, or put two labels side by side.

App privacy checkerCompare two appsBrowse 4,500 apps
Keep exploring

Apps similar to XWallet by Pundi X

SPay
Linked7 types
Bexo Wallet
Collects nothing
MarsChain Wallet
Collects nothing
TXC Wallet
Collects nothing
BigONE
Collects nothing
GCash
Tracks you7 types
Stashword
Not linked3 types
FoxWallet
Collects nothing

All digital wallets → Who tracks you? A–Z → Apps that collect location → Privacy label decoder →

Do it now

Your XWallet by Pundi X privacy checklist

Tick what you have done
Tick each step as you do it on your iPhone.

Done. You have applied every control the label points to.

Quick quiz

True or false?

  1. Q1XWallet by Pundi X's privacy label says it uses data to track you.
    Right.
    Not quite.

    False: there is no Data Used to Track You section on XWallet by Pundi X's label.

  2. Q2Apple tests every app to confirm its privacy label is accurate.
    Right.
    Not quite.

    Labels are self-reported by developers. Apple can reject or remove apps that misrepresent practices, but it does not audit each label.

  3. Q3XWallet by Pundi X collects Location.
    Right.
    Not quite.

    True: Location appears on its label, in the Not Linked to You section.

  4. Q4Data “Not Linked to You” is never sent off your iPhone.
    Right.
    Not quite.

    It is collected and sent; the developer says it is de-identified rather than tied to your account or device.

  5. Q5Tapping “Ask App Not to Track” can stop an app from working.
    Right.
    Not quite.

    Apple's rules require apps to work the same whether or not you allow tracking.

Questions people ask

XWallet by Pundi X privacy FAQ

Is XWallet by Pundi X safe to use?
Based on its App Store privacy label, xWallet by Pundi X collects 1 data type tied to your identity but declares no tracking. Whether that is acceptable depends on what you will store in it. The label is developer-reported, not an independent security test.
Does XWallet by Pundi X track you?
No. XWallet by Pundi X's label has no Data Used to Track You section.
What data does XWallet by Pundi X collect?
Location, contacts, user content, contact info and diagnostics. Of these, contact info is linked to your identity.
Who makes XWallet by Pundi X?
PUNDI X LABS PTE. LTD., according to the App Store. It was first released in January 2019 and the current version is 2.9.4.
Can I lock XWallet by Pundi X with Face ID?
On iOS 18 or later, touch and hold XWallet by Pundi X's icon and choose Require Face ID (or Touch ID / Passcode). This is an iPhone feature and works for most downloaded apps, whether or not the app has its own lock.
How does XWallet by Pundi X compare with other digital wallets?
Across 173 digital wallets with labels in our snapshot, 25% declare tracking and 28% say they collect no data. XWallet by Pundi X lists 5 data types against an average of 3.3.
If I lose my phone, how do I lock or recover the wallet?
The privacy label cannot answer that. Look for it in XWallet by Pundi X's privacy policy or support pages, linked from the App Store listing. Back up recovery phrases offline for crypto wallets, and use Apple Pay where a card wallet is optional.
How do I delete my data from XWallet by Pundi X?
Apps that let you create an account must also let you start account deletion from inside the app (an App Store rule since June 2022). Deleting the app from your iPhone alone does not delete data already sent to the developer.
Facts on this page come from XWallet by Pundi X on the App Store, as reported by the developer. Checked 2026-11-01. How we collect data · Report a correction